If you are filing a personal injury claim, there are some important truths that you need to know so that you have real expectations of what will happen. You also need to know the truth behind these popular myths so that you can make the most of your claim. Continue reading to learn more about personal injury claims.
Myth: The insurance adjuster will do what they can to help you and they are on your side. They really have your best interests at heart and want to settle the claim and take care of you.
This is false, because the insurance adjuster’s primary job is to protect the insurance company. They will do what they can to make you settle for less or even try to make you think you don’t have a good case to file a claim.
Do not believe everything that they say and do not take the first settlement they offer, unless you truly don’t have a good case. Your lawyer can help you deal with the insurance company so that you get the compensation you deserve.
Myth: You were found not at fault for the accident, so the damage involved in the accident, your injuries, and your lost wages will be automatically covered by the insurance company.
This should be how it works, but unfortunately, the insurance company will not make it easy for you. They are going to fight your claim the best that they can and since they are more experienced than you in these matters, they could win unless you have a lawyer on your side.
The insurance company may not even make a settlement offer. If they do, it will probably be a low one in hopes that you will take anything that you can get. If you do get a settlement, assume that it is less than your case is worth and talk it over with your lawyer to decide if it is something you should accept.
Myth: You will not receive more money for your claim if you hire a lawyer. This is especially true if you factor in the attorney’s fees.
This is a popular one because most people think that having a lawyer is so expensive that it is not worth it. You will receive more for your claim if you hire a lawyer than if you don’t because the lawyer knows how to deal with the insurance company.
They also know how to handle these cases, whereas this is probably your first time. Therefore, they can walk you through the process and make sure that you obtain all the evidence that you need. Without a lawyer, you may be tricked by the insurance company or fail to build a solid case for your claim.
As you can see, these myths are easily believable. Most people do believe them, but now that you know the truth, you are protected from these personal injury claim pitfalls. Visit websites like http://asmlegal.net/ to get more information about personal injury cases.